Things That Renters Must Know Before Moving

Renting a house or apartment is always a challenging undertaking and renters must think about many factors. There are many factors to consider which could affect the would-be renter’s enjoyment of the property and their quality of life for the duration of their stay.

One of the most important things renters can do to ensure a good experience is to get renters’ insurance. It safeguards them against risk exposures such as theft, water damage, loss or damage caused by natural calamities, and even bodily injury. With renters’ insurance, tenants will have the peace of mind of knowing that their space and personal belongings are financially secured.

Prospective renters should know their rights and responsibilities under typical rental agreements. This post covers some of the most important aspects of renting a house or apartment.  

What Renters Should Consider

Searching for a rental property requires thoroughly assessing one’s unique needs and preferences. Prospective tenants may want to consider the following factors when looking for a house or apartment to rent:

·      Price. House/apartment hunters should focus on units they can comfortably afford.

·      Size. It will verify how much living space is available. 

·      Dwelling type. Houses and apartments range from luxury units to multi-level dwellings.

·      Location. It determines how easy it is to commute to and from work or school and its proximity to essential services.

·      Rental terms. Some apartments provide full-service arrangements, while others assign property management to the tenant.

·      Lease agreement. Lease agreements can vary from monthly to yearly arrangements.

·      Amenities. Prospective renters should determine the availability of amenities they may need, such as parking, laundry areas, and fitness facilities, among others.

What Landlord Look for in Tenants

The approval process is a crucial part of renting a house or apartment. Landlords typically use this opportunity to decide on the feasibility of a prospective tenant. Most will ask for income details to determine whether the applicant can afford the rent. They may also review the applicant’s credit report to determine if they pay their bills on time.

If law permits, landlords may run a background check on prospective tenants to determine if they have a criminal record. Landlords may also contact previous landlords and check on provided references to assess the trustworthiness and reliability of the would-be tenant.

Essential Information About Rental Agreements

The rental agreement or lease outlines the terms and requirements of the rental property. It typically includes information such as the rental fee, due dates, surcharges for late payments, deposit amount, and the lease expiration date.

The document may also contain policies and rules governing tenants’ actions and behavior on the property. 

Some rental agreements cover “what if” situations. It could include a rental scenario, such as when rental payments are late or when the renter needs maintenance work. Prospective tenants should read their rental agreement thoroughly and discuss anything they don’t agree with or understand with their landlord. 

Covering Unexpected Costs

Prospective renters should ensure they can cover unexpected costs when planning their budget. Additional expenses may include application fees, the deposit, and movers’ fees, which must be paid upfront.

Depending on the rental agreement, the first and last months’ rent may also have to be paid upfront. And if the tenant plans to bring in a pet, the landlord may require an additional pet deposit or pet rental.


A person must consider other things when renting a house or apartment, including water, sewer, trash collection, electricity, and internet. All these will have to be discussed with the landlord or covered in the rental agreement to prevent potential conflicts and lawsuits.

About Snyder Specialty

Snyder Specialty, LLC is a New York-based underwriting facility that provides a range of property and liability solutions for personal and commercial lines. Specializing in coastal properties and hard-to-place risks, Snyder Specialty expands your current capabilities with proven solutions for complex risks. Find out more about the company’s range of services by calling (718) 362-8039.